Climate change and new technologies are causing more and more damage to, for example, homes, commercial buildings and vehicles. This makes insurance more expensive and some risks even risk becoming uninsurable. That is why non-life insurers work on prevention, the prevention of damage. Because if damage doesn't occur, you don't have to repair it. And that saves a lot of suffering, time and money.
On this page we have bundled our prevention tips, tools and brochures by theme.
Climate and sustainability are extremely important factors in the insurance industry. More information about developments and positions in these areas can be found on the Sustainability / Climate theme page.
Watch the webinar ZPanels: fire safety & risksthat Agriculture and horticulture organisation ZLTO organised at the beginning of 2022 with, among others, the Dutch Association of Insurers. This explained the construction, maintenance and risks of solar panels on barn roofs.
Read more about developments and points of view on insurance and the agricultural sector.
Brochures
New technology sometimes also creates new risks. For example, when it comes to lithium-ion batteries. Those are the most common batteries in our daily lives. You can find them in electric bikes, e-scooters, fat bikes, smartphones, power banks and you name it. These batteries may overheat and catch fire. That is why the Brand Platform has drawn up tips for safe charging, also for entrepreneurs.
Brochures/Tools
Although theft rates have been declining sharply for decades, many cars are still stolen. In addition, car parts such as catalytic converters, rims, and steering wheels are in demand by criminals. Parts theft causes a lot of damage to the car. Good vehicle security helps to prevent car theft or parts theft. Insurers refer to the CCV's Vehicle Security Quality Mark for information about vehicle security and other prevention tips.
Read more about mobility and road safety.
Cyber insurers believe it is important that risk awareness in the field of cyber risks increases among private individuals and certainly also entrepreneurs. The Association is working closely with the trade association VNO-NCW and the DTC to work together on this. By taking preventive measures quickly, entrepreneurs reduce the risk of becoming a victim of cybercrime. Therefore, take a look at the 5 basic principles of secure digital business | Digital Trust Center (Ministry of Economic Affairs)
A lot is happening in the field of cyber. Therefore, you should also read the extensive cyber page with initiatives and prevention tips.
The Data Analytics Centre (DAC) compiles dashboards with its own data and that of third parties to provide insight into developments. Think of barn fires, a weather calendar (how strong was the wind on date X?), a climate overview. Useful in determining insured damage, estimating risks and understanding the relationship between claims and climate. Check them out here.