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Climate change and the prevention of barn fires are important themes for agricultural insurers. To answer these questions, the Association's Agricultural Platform works together with the government, science and LTO Nederland. In addition, the Association is a member of the international network AIAG.

Comprehensive weather insurance

For example, we hold periodic consultations with the government and agricultural and horticultural organisations about the  (subsidy) scheme for Broad Weather Insurance. The government has removed an important obstacle by scrapping the insurance premium tax on the Broad Weather Insurance (21 percent).

Climate damage

Even more important is taking measures aimed at preventing climate damage to (farming) businesses. After all, insurance is the final piece of good risk management. We are therefore in talks with numerous organisations about climate change. Would you like to know more about our activities in the field of climate (adaptation)? Go to the Climate theme page.

Barn fires

To further reduce the number of barn fires, and thus the number of animal casualties, fire prevention is crucial. With various initiatives and our expertise in the field of data and prevention, we contribute to a reduction in the number of barn fires and animal casualties. A number of initiatives are:

  • Together with installation and inspection branches, we have developed inspection methods for electrics and solar panels.
  • Together with the Netherlands Fire Service and the Salvage Foundation , we are working on better registration, in which we not only keep track of numbers, but also want to better map the causes of barn fires.
  • The farmer himself can also do a lot to keep the risk as low as possible. Read this checklist to find out how. Tips always at hand? Print the infographic and hang the tips in the barn!

Webinar solar panels on stables

In the first quarter of 2022, ZLTO organised the webinar Solar panels: fire safety & risks. This webinar explains the construction, maintenance and risks of solar panels on barn roofs. You can watch the webinar here.

Figures for barn fires

Click on the image to open our interactive dashboard.

Greenhouse Construction Index

Every year we publish the Greenhouse Construction Index . This is used for the indexation of the insured value on insurance for greenhouses. The index contains three components: the greenhouse construction index including glazing, the greenhouse construction index excluding glazing and the index for the layout of the greenhouse.

Leaf Damage Tests

The Damage Prevention Committee commissions annual foliar damage tests to ensure clear damage tables. The aim of the trial is to determine the effects of leaf damage on the payout weight of certain crops. For the years 2020 to 2023, and 2024 if necessary, the test crop is starch potatoes.