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The law stipulates that persons and companies can be held liable for damage caused to another person. This may result in the payment of damages. Companies can be held liable for, for example, occupational diseases and safety in the workplace.

Occupational diseases

Employees who have become ill as a result of working with dangerous substances can hold their employer liable and claim compensation. Well-known occupational diseases are, for example, mesothelioma or asbestosis contracted by workers as a result of working with asbestos. These types of cases often take a very long time to settle. This is detrimental to all parties involved. That is why liability insurers, together with the Ministry of Social Affairs and Employment, the Personal Injury Council and the Institute for Asbestos Victims , are thinking together about solutions to speed up the process.

Safety in the workplace

Safety in the workplace is and remains an important theme, which is also getting higher and higher on the political agenda. There is an increase in the number of accidents at work, while precautionary measures can prevent a lot of misery. Smaller companies in particular do not yet have an RI&E (risk inventory and evaluation). The Ministry of Social Affairs and Employment has therefore launched the Impulse RI&E programme. Liability insurers participate in the Ministry's expert group and investigate how they can further promote safety in the workplace.

In this context, the Dutch Association of Insurers has contributed to the RI&E step-by-step plan. This helps smaller companies in particular to draw up an RI&E and makes them aware of the fact that an RI&E can prevent a lot of suffering.

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