Skip to Content
The content on this page has been translated automatically.  Go to the original page.
Shutterstock 1919417504

A variety of opportunities and threats are putting pressure on the traditional business model of insurers. How do you stay relevant and ensure long-term continuity? The Association helps insurers to innovate faster, more effectively and in a customer-oriented way.

Because by innovating together, we are able to

The Association facilitates innovation

We help insurers to innovate faster, more effectively and in a customer-oriented way. Think of areas such as cyber insurance, blockchain technology, big data and artificial intelligence. There are plenty of developments and topics where insurers can work together within the non-competitive domain.

We do this by:

"Alone you go faster, together you go further!" Some opportunities, challenges, you prefer to take on together. This is also the case in the Innovation Platform 2.0. Read more about it in the following paragraphs.

Architectures

The Association and insurers work together in various platforms to stimulate innovation.

Innovation Platform 2.0

The mission of the Innovation Platform is to realise innovative solutions for sector-wide challenges. The Innovation Platform unites insurers in this challenging task.

Youth Innovation Programme (JIP)

Every year we organise an intensive program of about three months for young people working at insurance companies. They join forces to develop customer-oriented, future-proof innovations.

Platform InsurTech

In the InsurTech Platform , InsurTech parties and insurers consult and work together on (innovation) policy, supervision and the translation of policy into practice.

Would you like to know which projects/solutions the Innovation Platform has started? Two use cases are elaborated below:

Claim-free years

Together with the foundation for efficient processes for non-life insurers (EPS), we looked at how claim-free years can be an efficient part of the underwriting process, and what can possibly be improved and in what way. In a pilot application of Verbond and EPS, claim-free years are calculated centrally and blockchain technology is used functionally.

Preventing absenteeism fraud

Tackling fraud is a social issue. By preventing fraud, we prevent bona fide customers from suffering from fraudsters. Fraudsters are not limited to one insurer. An example of this is the double claim of damages. The GDPR prohibits insurers from exchanging claims data with other insurers to detect fraudulent duplication. Privacy Enhancing Technology can facilitate this. This use case is already being implemented, starting with double sickness claims on a group absenteeism insurance with multiple insurers.