During hot summer days there is a chance of thunderstorms, especially if the humidity is also high. In the Netherlands, it averages 25 days per year. It most often thunders over the west of Brabant: an average of 34 times a year. The number of lightning discharges exceeds 200,000 annually. More than ninety percent of this takes place in the spring and summer months.
Due to climate change, the number of summer and tropical days is increasing. Thunderstorms will therefore occur more often. This increases the risk of lightning discharges and therefore damage due to lightning strikes. The warmer it gets, the greater that chance is: per degree of warming, the number of lightning discharges increases by 10 to 15 percent.
Private
Dwelling
Assured:
- Most private home insurance policies cover damage from lightning strikes and induction (after lightning strikes nearby, power enters the home through outside pipes).
Car
Insured, provided that there is a hull or all-risk insurance:
- Damage to the car due to lightning.
- Gan influence on bonus/malus scheme.
Businesslike
Buildings and inventory
Assured:
- Damage from lightning strikes.
Optional insurance:
- Induction (after lightning strikes nearby, power enters the buildings through outside pipes).
Company car
Insured, provided that there is a hull or all-risk insurance:
- Damage to vehicles by lightning.
- No influence on bonus/malus scheme.
The information on this website is based on the often standard applicable extensive conditions. It is possible that you and your insurer have deviated from this.
This product is made possible by the Ministry of Infrastructure and Water Management.
