The summer of 2018 was extremely dry. Harvests were disappointing, the water level in the rivers was very low, lakes and rivers had to deal with salinization. There were also many wildfires. In the future, Dutch summers may be dry more often. That depends, among other things, on changes in the wind direction. East wind provides dry and warm weather.
Private
Dwelling
Assured:
- Most private home insurance policies cover wildfire damage.
Car
Insured, provided that there is a hull or all-risk insurance:
- Damage from wildfires.
- No influence on bonus/malus scheme.
Businesslike
Buildings and inventory
Assured:
- Damage from wildfires.
Not insured:
- Damage to crops (there are other insurances for this).
- Salinization of groundwater in the coastal region or in the estuary.
Company car
Insured, provided that there is a hull or all-risk insurance:
- Damage from wildfires.
- No influence on bonus/malus scheme.
The information on this website is based on the often standard applicable extensive conditions. It is possible that you and your insurer have deviated from this.
This product is made possible by the Ministry of Infrastructure and Water Management.
